🛠️ Tools by xy
☕ Coffee
💙 Donate
💰 Money Tools
Calculate your way to financial freedom!
🌏 Global Settings
Currency
SGD — Singapore Dollar
USD — US Dollar
EUR — Euro
GBP — British Pound
JPY — Japanese Yen
Contribution Timing
End of period (ordinary annuity)
Beginning of period (annuity due)
These settings affect savings & retirement math and display formatting.
💰 Savings & Investment
Savings Plan
Lump Sum Investment
Initial Amount
Monthly Contribution
Annual Interest Rate (%)
Time (Years)
Calculate Savings Growth
Principal
Nominal Annual Rate (%)
Compounding
Annually
Semiannually
Quarterly
Monthly
Daily
Continuous
Time (Years)
Calculate Investment Growth
🏠 Mortgage
Home Price
Down Payment
Interest Rate (%)
Loan Term (Years)
Calculate Mortgage
🏦 Loan
Loan Amount
Interest Rate (%)
Loan Term (Years)
Calculate Loan Payment
🎯 Retirement
Current Age
Retirement Age
Retirement Goal
Current Savings
Expected Annual Return (%)
Calculate Retirement Plan
📊 Budget
Monthly Income
Housing
Transportation
Food
Utilities
Entertainment
Healthcare
Other Expenses
Analyze Budget
❄️ Debt Payoff
Debt Name
Balance
Interest Rate (%)
Minimum Payment
Add Debt
Extra Payment Available
Compare Snowball vs Avalanche